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cabriochris

Insurance using company car NCD, is it possible?

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As the title says, is there anyway to use NCD from a company car policy against a new personal policy i will be taking out. 

 

Had a private car up until 2014, had 12 years NCD at that point, then company car for the last 6 years with no accidents or claims against me personally so in theory i have driven 18 years without any claims or convictions.  37 year old looking to insurance a Golf R.  

 

Do any companies consider the company policy NCD, or would i need to use a broker or any other recommendations please let me know.  

 

 

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5 minutes ago, cabriochris said:

As the title says, is there anyway to use NCD from a company car policy against a new personal policy i will be taking out. 

 

Had a private car up until 2014, had 12 years NCD at that point, then company car for the last 6 years with no accidents or claims against me personally so in theory i have driven 18 years without any claims or convictions.  37 year old looking to insurance a Golf R.  

 

Do any companies consider the company policy NCD, or would i need to use a broker or any other recommendations please let me know.  

 

 

I believe you should be able to use your previous insurance no claims (possibly)....

 

i do not believe you can use company car for personal, as there is no proof you have not had accidents, just your word.

 

its worth talking to decent insurance company in first place, LV tend to be sensible.

 

its worth ruining them up and ask.

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I had a company car for 15 years before coming out of the scheme and buying one.

 

Insurers wanted a letter from my company HR dept confirming I’d had a company car and no claims for 10 years and matched that with full ncb.

 

Was back in 2009, but can’t see major insurers having any different policies. Must be a fairly common occurrence.

 

Doubt they will credit for the previous period, but you can only ask...

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Cheers, did a quick check on Compare the market and it asks you if you had any NCD under a business policy so i put yes on that and its coming out under £700 on an R, 37 year old so doesn't sound too bad as it will likely decrease a bit the year after.  

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