Yo! lol
I went for a PCP over 3 years, paying £415 a month with 4k down. (total of around 34.6k with finance)
I also went for the 5 year extended warranty for the piece of mind.
Yes im paying alot, but i wanted the car lol and intend to pay the final payment after 3 years of 16k. Then probably trade it in for an m4 or something and maybe get a couple of grand better then just handing it back, but ill see what the future holds. As will hopefully be married by the end of this year, so may end up keeping it for the full 5 years, who knows? Ive spent 1200ish on a millteck catback, and 300ish on a intake, because i wanted it...
in other news, life can f**k you up anytime lol
I took a corner fast last month and bent my right wishbone and steering rack and ball joints and whatever (£400 to fix) when i hit a kerb lol plus scuffed 2 wheels a fair bit, needed 2 new tires due to impact (£300 the new Michelin sport 4, great tire btw)
Also 5 days after the above accident, a tile fell off my neighbors roof and onto my roof....costing (£200 to repair and paint) didnt charge her as wasnt really her fault, sever winds.
For now, i love my car, tomorrow? who knows...live in the now, dont wait as you may never get a chance.