Philgr Posted October 4, 2020 Report Share Posted October 4, 2020 Well my 3 year PCP deal finishes in Dec on my Golf R - car has been great never missed a beat. i put the max deposit down on the car so there is money left in the car, I have the balloon payment in the bank so I can pay up and keep the car but...... do I look for another car ( No idea what ) and use the money that’s in the car as a deposit and keep most of the balloon payment in the bank (rainy day money) pay it off and keep a 3yr old car with no warranty keep the balloon payment in the bank For a rainy day, get new a new finance deal, keep the 3 yr old car Thoughts appreciated Phil Quote Link to comment Share on other sites More sharing options...
brad7.5REST Posted October 4, 2020 Report Share Posted October 4, 2020 Can you extend your warranty for another 2 years?Sent from my SM-G988B using Tapatalk Quote Link to comment Share on other sites More sharing options...
Philgr Posted October 4, 2020 Author Report Share Posted October 4, 2020 No idea - I’ll find out Quote Link to comment Share on other sites More sharing options...
NRW Posted October 4, 2020 Report Share Posted October 4, 2020 Can’t think Phil why VW wouldn’t offer you a 4 th year warranty if you bought it. Unless I’ve misunderstood here. You know how this car has been driven and cared for. Could be a wise buy, depending upon the price ofcourse. Financing the purchase is your preference, depending upon circs. Some fair a personal loans around, for the right categories. Always nice to have a Buffer stashed away for emergencies, unforeseen, unanticipated. OG wisdom setting in now tho.😀 Quote Link to comment Share on other sites More sharing options...
Pete_R Posted October 4, 2020 Report Share Posted October 4, 2020 Keep the car go stage2 and have some fun with it. Then sell it on for another model. 😉 Quote Link to comment Share on other sites More sharing options...
brad7.5REST Posted October 4, 2020 Report Share Posted October 4, 2020 When I bought my Ateca, the standard warranty is 3 years and after some mishap on their side, I got compensated with an additional 2 year warranty. So the extension should be available to the VAG group. Sent from my SM-G988B using Tapatalk Quote Link to comment Share on other sites More sharing options...
Shug Posted October 4, 2020 Report Share Posted October 4, 2020 Only the OP can decide here, everyone’s circumstances are different. What do you replace it with, no like for like swap at similar price point? I tend to keep cars for just under 5 years (with OEM extended warranty from new) then look at what options I have, what my needs are, and buy a new one to fit.Im a low milage user, so 5 years works great Don’t get these pcp deals, if I can’t afford it I don’t buy it. Maybe I’m lucky (or just work hard), or just old school, and have never gone down the finance route for anything, apart from: * my mortgage which I paid off early anyway * I will take dealers finance to get additional deposit contributions and pay off when I get the car * interest free finance - leaving my cash in the bank Kneel, Stobsie and Booth11 3 Quote Link to comment Share on other sites More sharing options...
NRW Posted October 4, 2020 Report Share Posted October 4, 2020 (edited) 1 hour ago, brad7.5REST said: additional 2 year warranty. VW withdrew the 2yr extension a while back. I wanted it but option not longer available with the order I placed in May 18. Delivery was March 19. It is possible to “extend” with a yearly VW Warranty at reasonable cost. A Good level of cover is offered. Edited October 4, 2020 by NRW Senior midtakes brad7.5REST 1 Quote Link to comment Share on other sites More sharing options...
Kneel Posted October 4, 2020 Report Share Posted October 4, 2020 2 hours ago, Philgr said: Thoughts appreciated Set fire to it, claim on the insurance. Blow the money on drugs n bitches. Seriously, I`d keep it. If you can extend the warranty then great, if no it doesn`t matter. Mod it and have some fun knowing that you actually own the car and not just renting it. Stobsie, Shug and WILCO-MAN 3 Quote Link to comment Share on other sites More sharing options...
Philgr Posted October 5, 2020 Author Report Share Posted October 5, 2020 On 04/10/2020 at 13:13, Kneel said: Set fire to it, claim on the insurance. Blow the money on drugs n bitches. I cannot do that again 🤪 Seriously - im prob going to keep it, went to work in it today and blasted down the back roads - still makes me 😁 Kneel 1 Quote Link to comment Share on other sites More sharing options...
DustyBones Posted October 6, 2020 Report Share Posted October 6, 2020 Buy the Extended warranty before the factory warranty runs out, run the car and enjoy it if you like it and nothing else takes your fancy. Quote Link to comment Share on other sites More sharing options...
StuR Posted October 7, 2020 Report Share Posted October 7, 2020 If it still makes you smile then you’re better off keeping and extending the warranty , Sod’s law states something will happen if you don’t extend it. Quote Link to comment Share on other sites More sharing options...
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